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How Godrej Capital Folks Rob You

In this post, I'll detail more on how Ajey Kumar Thakur from Godrej Capital kept on using fraud tactics in order to make money for Godrej Capital. After a initial rate of interest is decided, Godrej Capital kept on increasing interest rate by low margin so that it doesn't affect me much. I do know what RBI repo rate is and I also know that there was no correlation between repo rates and their increase in interest rate. Now, after all the loan procedure is completed, Mr. Ajey stops answering your calls. You can call him all you want but he will never pick up your call. Too much that you will be frustrated. However, if you message him that you need another loan or someone you know needs loan, he will answer your calls. You can use this tactic to make him answer your call. Next, lets discuss how I identified their insurance fraud. I applied for a loan with ICICI. I asked them if they will force me into life insurance. They told me that it is always optional. I then did some resear
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How Godrej Capital makes fake promises and do illegal activities

 So I'll start with Godrej Capital's modus operandi when applying for a loan. I applied for a loan with a person whom I'll call AKT for this post (his name is Ajey Kumar Thakur). At first, he made so many promises like literally no fees for anything and lowest interest rate available in market. When he gave me that number, it was indeed comparable rate (not the lowest though).  Now when all the documents were approved, AKT gave me a sanction letter. It had high rate of interest. When I called that out, he promised me that he would lower it. He then came back but still missed the initial promise. He knew I was in hurry, so probably took advantage of it and retracted on initial promise of lowest interest rate.  Next, after all process was completed, he told me that I would need to buy a health insurance through him failing which I won't get the home loan. I protested a lot (and he kept making fake promises that he will talk with his team) but later said that it was mandat
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Why I created this blog

 Hi guys. Before I start posting all the issues I have faced within my 2 years relationship with Godrej Capital (Godrej Finance), I wanted to let you know why I created this blog.  I am an NRI and live in USA. I have taken loan from multiple banks in the past and out of all those, Godrej Capital was the worst. I have had several issues with them in last 2 years. I want to ensure that my readers don't face that issues and that you should know in advance about all the lies that they will tell you. You should also know how difficult it is to close a loan with and what are the best practices if you are trapped with them. By now, you must already know that their customer care is unable to call international numbers because of which they won't do any work. Don't worry, I'll take you out of your problems. Thanks for reading my blog.
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